No Fault/Worker’s Comp

Neck Brace

If you were involved in a motor vehicle accident (MVA) or injured in work in any way, we accept no fault and worker’s compensation cases. We will work hand-in-hand with your lawyers and doctors.

Introduction to the Workers’ Compensation Law

  • Workers’ compensation is insurance that provides cash benefits and/or medical care for workers who are injured or become ill as a direct result of their job.
  • Employers pay for this insurance, and shall not require the employee to contribute to the cost of compensation. Weekly cash benefits and medical care are paid by the employer’s insurance carrier, as directed by the Workers’ Compensation Board. The Workers’ Compensation Board is a state agency that processes the claims. If Board intervention is necessary, it will determine whether that insurer will reimburse for cash benefits and/or medical care, and the amounts payable.
  • In a workers’ compensation case, no one party is determined to be at fault. The amount that a claimant receives is not decreased by his/her carelessness, nor increased by an employer’s fault. However, a worker loses his/her right to workers’ compensation if the injury results solely from his or her intoxication from drugs or alcohol, or from the intent to injure him/herself or someone else.
  • A claim is paid if the employer or insurance carrier agrees that the injury or illness is work-related. If the employer or insurance carrier disputes the claim, no cash benefits are paid until the workers’ compensation law judge decides who is right. If a worker is not receiving benefits because the employer or insurance carrier is arguing that the injury is not job-related, he or she may be eligible for disability benefits in the meantime. Any payments made under the Disability Program, however, will be subtracted from future workers’ compensation awards.
  • If you can return to work but your injury prevents you from earning the same wages you once did, you may be entitled to a benefit that will make up two-thirds of the difference. You may also return to work in light or alternate duty before you are fully healed.

New York’s No-Fault Insurance Rules for Car Accident Cases

If you’re injured in a car accident in New York, your options to recover compensation could be limited. New York is a no-fault car insurance state, which means that when you’re injured in a car accident, you turn first (and often exclusively) to your own car insurance policy to get compensation for your medical bills and certain other economic losses, regardless of who caused the crash. If you’re injured as a passenger, you’d turn to the no-fault coverage of the driver whose car you were riding in.

You can usually only step outside the confines of no-fault and file a liability claim (or personal injury lawsuit) against the at-fault driver if your claim meets the “serious injury” threshold in place in New York. That means you’ve experienced any of the following because of the car accident:

  • significant disfigurement
  • bone fracture
  • permanent limitation of use of body organ or member
  • significant limitation of use of body function or system, or
  • substantially full disability for 90 days.

If your injuries qualify, you can hold the at-fault driver responsible for the accident, and you can pursue compensation for all categories of losses, including pain and suffering and other non-economic damages (which aren’t available in a no-fault claim). 

What We Need From You

Contact us with you claim/case number as well as you adjuster’s name and phone number and we would be happy to help. Additionally, please provide us with the Date of Accident and any other information you may have.

Your Next Steps…

  1. Request An Appointment

  2. Receive A Custom Treatment Plan

  3. Work Hard and Progress In Your Recovery

  4. Recover & Enjoy Life Pain-Free!